CreditEnable’s Senior Team


CreditEnable’s Senior India Team

CreditEnable's India team has deep experience in credit analytics and innovative technology solutions for Indian and global companies.



Chairman - India

Mr Abhijit Sen retired from Citi India in February 2015 after serving as the Chief Financial Officer - India Subcontinent for over 18 years. As Chief Financial Officer, India Subcontinent - Citi, he was responsible for the Finance function in India, Bangladesh and Sri Lanka for the entire Citi franchise including Controllership, Corporate Treasury, Financial Planning, Product Control and Tax. In addition to his CFO role, Mr Sen was Chairman of Citicorp Services India Limited which provides a variety of services in the analytics, financial modeling and planning, processing and technology space engaging over 3000 professionals serving a variety of Citi businesses overseas. He has also earlier overseen a variety of functions including Compliance & Control, Procurement, Premises Management and Utilities.


IT Project Manager & Lead Programmer

Shankalya has 12 years of experience in building and deploying mid to large scale web applications, and has exposure in both web technologies and native applications. He has broad level of experience in project management and architecture, implementing multiple design patterns and principles across domains including finance, real estate, social networking and e-commerce.



CEO - India

Akbar has over 20 years of experience in the financial services sector, including CEO of Intellegrow, a specialty SME lender, Managing Director and Head of Corporate Development (M&A) for General Electric and held leadership positions at Bank of America Merrill Lynch in India and in Europe. Akbar holds a BA (First Class) in Economics from the Mumbai University and an MBA from the London Business School. He a Chartered Accountant, having qualified as a member of the Institute of Chartered Accountants in England and Wales (ICAEW).


Vice President - Credit Analytics

Anup has more than 13 years experience across the Finance and Credit / Risk function in Banking and Financial Services. His previous experience includes work with State Bank of India, Kotak Mahindra Bank and Citibank, and previously he was Credit Head with an Investment Banking Company and their captive NBFC. Anup has wide product knowledge spanning across Project Financing, Term Loans, Working Capital lending and wide experience across varied industries Pan-India. Anupt is a Qualified Chartered Accountant, Cost & Management Accountant and Masters in Business Administration (Finance specialization).