Our Vision.

Our vision is a world in which every SME gets access to affordable credit when they need it most.

starsAbout Us.

CreditEnable is a multi-award winning credit insights and technology company that applies proprietary data analytics. AI and technology to build solutions to the world’s biggest financial challenges.

We build and operate managed digital marketplaces for SME credit, providing decision optimising solutions to help lenders grow efficiently, and digital services to help SMEs access affordable credit when they need it.

We are headquartered in UK with offices in London, Mumbai, and across India.

Our Values.


We do what we say, and we deliver what we promise.


We’re always transparent with clients and partners, as this is how we build trust.


We’re experts in our field and make statements based on fact.


We strive to be excellent in everything we do.

Reach for the sky

We never rest on our laurels – instead we try every day to deliver better, simpler, easier solutions.


starsOur Founder and CEO.

In India, CreditEnable works with more than 20 of the country’s leading financial institutions including ICICI Bank, IDFC First Bank, Kotak Mahindra, Bajaj Finserv among others.

The firm’s founder and CEO Nadia Sood, a serial investor and entrepreneur, was profiled in Forbes last year as one of a select group of Fintech entrepreneurs to watch.

Meet The Senior Team.

Our management team has more than 100 years of combined expertise in technology, credit, risk and the SME segment. They have built and managed credit and risk platforms and data analytics solutions for the largest global financial institutions, including Bankers Trust, Bank of America Merrill Lynch, Deutsche Bank, Citi and Experian.

Nadia Sood

More than 20 years experience debt and equity investment.

Managed a US$1.75 billion emerging markets private equity and project finance investment vehicle. Financiers included: IFC, Citibank, ICICI, IDFC, ADB.

Established and co-managed an US$ 8 billion investment and financing Joint Venture with Tata Power in India.

Director, Nestle.

BSFS from Georgetown University and a MIA from Columbia University.

Nadia Sood CEO & Co-founder

Varun Sahni

Built & operated successful companies over 20 years in emerging and developed markets in financial services, healthcare and high technology.

Co-founder of Impact Investment Partners, a UK based FCA regulated asset manager.

Founding Director of Acumen India.

Worked with Unilever and CARE to build new ventures across multiple markets.

Varun Sahni COO & Co-founder

Dynshaw Italia

More than 20 years experience developing fast growing consumer and technology brands.

Group CFO of Lebara, the largest global MVNO with revenues of over US$1bn, and launched products including Lebara Play, Lebara Talk (VOIP) and Lebara Remittance.

Group CFO & COO, Cobra Beer making it a household name in the UK, and non-executive director of the Cobra Beer Partnership.

Group Finance Director e-bookers, building it into Europe’s largest online travel agency with revenues of over US$1bn.

Audit of Banks and Financial Services -KPMG

Dynshaw Italia CFO

Derek Rego

Derek’s career includes 25 years at Citi, with his most recent role as Managing Director and Global Head of Technology for Treasury and Trade Solutions, ICT and O&T

He has built up a wealth of global, regional and local experience in driving successful delivery of transformation programmes using technology.

He has a passion for using emerging technologies and innovation to improve product delivery, client experience and automation whilst reducing complexity, technical debt and eliminating legacy platforms.

Derek Rego CTO

Rolf Hickmann

Rolf was founder and CEO of the pH Group, now part of Experian, where he pioneered the use of extensive databases enabling a detailed drill down into SME behaviour.

The pH systems have been used by all the UK’s major banks, many utilities and telco companies, and the UK government (similarly in France).

Prior to this, Rolf was a strategy consultant at the Boston Consulting Group.

Rolf has also led the analytics effort with ESF/ThinCats, a leading SME peer-to-peer lending platform in the UK.

He has been involved with AGFE, an asset management firm with a specific focus on private debt, including SME debt as an asset class

He is also involved with CCAF (Centre for Alternative Finance at Cambridge University), where he acts as a research fellow.

Rolf Hickmann Head of Data Insights

Chris Justice

Previous Head of Europe & Chief Operating Officer, and Hong Kong-based Head of Strategic Initiatives, for Janus Capital’s International business across Europe, Middle East, Africa, and Latin America.

Chris also had a career in corporate finance, venture capital and family office where he made direct investments in businesses in a diverse range of industries across Asia.

Chris led a number of start-ups and turnarounds in Hong Kong, China, and Southeast Asia in financial services, media and education.

Chris Justice Non-Executive Director

Akbar Khan

Previously Akbar was the CEO and Board Member of Intellegrow where he was responsible for setting the strategic direction and managing the day to day operations.

Intellegrow was one of the Company’s first customers and provides customized debt finance to SME’s).

Akbar was Managing Director and Head of Corporate Development at GE South Asia and MENAT.

Akbar spent 11 years at Bank of America Merrill Lynch – 7 years in London and 4 years in Mumbai where he was Head Financial Sponsors Coverage, Client Coverage, Mergers and Acquisitions.

Akbar Khan CEO India

Abhijit Sen

Abhijit serves on the Boards of IDFC Bank, IndiaFirst Life Insurance ,Trent Limited, Ujjivan Financial Services Pvt Ltd, Kalyani Forge Ltd , Cashpor Microcredit and Grameen Impact Investments.

Prior to that Abhijit served as CFO for Citibank – India Subcontinent for 18 years. In this role, Abhijit was responsible for the Finance function including Strategic Planning, Controllership, Tax, and Corporate Treasury for all Citi entities in India. He also provided oversight to the finance function for Citi in Bangladesh and Sri Lanka.

Abhijit was responsible for Corporate Governance and oversight of the Centers of Excellence of Citi in India as the Chairman of the Board. Abhijit served on the Board of several Citi and other entities as Non-Executive Director.

Abhijit Sen Chairman - India

Meet The Advisory Board.

The firm’s Global Advisory Board includes current and former senior figures Tata Sons, S&P, Barclays, Citibank, HSBC and JP Morgan, Sun Gard, and other leading global financial services firms.

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