Our Vision.

Our vision is a world in which every SME
gets access to affordable credit when they need it most.

starsAbout Us.

CreditEnable is an award winning credit insights and technology company that applies proprietary data analytics, AI and technology to build solutions to the world’s biggest financial challenges.

We build and operate managed digital marketplaces for SME credit, providing decision optimising solutions to help lenders grow efficiently, and digital services to help SMEs access affordable credit when they need it.

We are headquartered in UK with offices in London, Mumbai and across India.

Our Values.


We do what we say, and we deliver what we promise.


We’re always transparent with clients and partners, as this is how we build trust.


We’re experts in our field and make statements based on fact.


We strive to be excellent in everything we do.

Reach for the stars

We never rest on our laurels – instead we try every day to deliver better, simpler, easier solutions.


starsOur Founder and CEO.

The firm’s founder and CEO Nadia Sood, a serial investor and entrepreneur, was profiled in Forbes last year as one of a select group of Fintech entrepreneurs to watch.

Meet the Senior Team.

Our management team has more than 100 years of combined expertise in technology, credit, risk and the SME segment. They have built and managed credit and risk platforms and data analytics solutions for the largest global financial institutions, including Bankers Trust, Bank of America Merrill Lynch, Deutsche Bank, Citi and Experian.

Nadia Sood

More than 20 years experience in debt and equity investment.

Managed a US$1.75 billion emerging markets private equity and project finance investment vehicle. Financiers included: IFC, Citibank, ICICI, IDFC, ADB.

Established and co-managed an US$ 8 billion investment and financing Joint Venture with Tata Power in India.

Director, Nestle.

BSFS from Georgetown University and a MIA from Columbia University.

Nadia Sood CEO & Co-founder

Varun Sahni

Built and operated successful companies for over 20 years in both emerging and developed markets, across financial services, healthcare and high technology.

Co-Founder of Impact Investment Partners, a UK-based FCA regulated asset manager.

Founding Director of Acumen India.

Worked with Unilever and CARE to build new ventures across multiple markets.

Varun Sahni COO & Co-founder

Dynshaw Italia

More than 20 years of experience developing fast growing consumer and technology brands.

Group CFO of Lebara, the largest global MVNO with revenues of over US$1 billion, and launched products including Lebara Play, Lebara Talk (VOIP) and Lebara Remittance.

Group CFO & COO, Cobra Beer, making it a household name in the UK, and non-executive director of the Cobra Beer Partnership.

Group Finance Director e-bookers, building it into Europe’s largest online travel agency with revenues of over US$1 billion.

Audit of Banks and Financial Services -KPMG

Dynshaw Italia CFO

Rolf Hickmann

Rolf was founder and CEO of the pH Group, now part of Experian, where he pioneered the use of extensive databases enabling a detailed drill down into SME behaviour.

The pH systems have been used by all the UK’s major banks, many utilities and telco companies, and the UK government (similarly in France).

Prior to this, Rolf was a strategy consultant at the Boston Consulting Group.

Rolf has also led the analytics effort with ESF/ThinCats, a leading SME peer-to-peer lending platform in the UK.

He has been involved with AGFE, an asset management firm with a specific focus on private debt, including SME debt as an asset class.

He is also involved with CCAF (Centre for Alternative Finance at Cambridge University), where he acts as a research fellow.

Rolf Hickmann Head of Data Insights and Predictive Analytics

Chris Justice

Previous Head of Europe & Chief Operating Officer, and Hong Kong-based Head of Strategic Initiatives, for Janus Capital’s International business across Europe, Middle East, Africa and Latin America.

Chris also had a career in corporate finance, venture capital and family office, where he made direct investments in businesses in a diverse range of industries across Asia.

Chris led a number of start-ups and turnarounds in Hong Kong, China, and Southeast Asia in financial services, media and education.

Chris Justice Non-Executive Director

Abhijit Sen

Abhijit serves on the Boards of IDFC Bank, IndiaFirst Life Insurance, Trent Limited, Ujjivan Financial Services Pvt Ltd, Kalyani Forge Ltd, Cashpor Microcredit and Grameen Impact Investments.

Prior to that, Abhijit served as CFO for Citibank – India Subcontinent for 18 years. In this role, Abhijit was responsible for the Finance function including Strategic Planning, Controllership, Tax, and Corporate Treasury for all Citi entities in India. He also provided oversight to the finance function for Citi in Bangladesh and Sri Lanka.

Abhijit was responsible for Corporate Governance and oversight of the Centers of Excellence of Citi in India as the Chairman of the Board. Abhijit served on the Board of several Citi and other entities as Non-Executive Director.

Abhijit Sen Chairman - India

CA Vibhor Jain

Vibhor is a qualified Chartered Accountant & certified into IFRS by ICAI. He has over 13 Years of diversified experience in Finance, Credit, Audit of Banks and Financial Services, Accounts, Taxation, Restructuring, ERP implementation, MIS & Legal Compliances across the Industries. Vibhor has worked with various Global MNCs like KGK Group, Phoenix Commodities, SRK Group and supervised legal entities in USA, Thailand, Singapore, UAE, UK & India.

CA Vibhor Jain CBO and CFO-India

Meet The Advisory Board.

The firm’s Global Advisory Board includes current and former senior figures from Tata Sons, S&P, Barclays, Citibank, HSBC and JP Morgan, Sun Gard, and other leading global financial services firms.

starsCreditEnable in the Press.

starsTrusted by World Class Partners and Investors.