Secured Business Loans.
Enabled Simply.

Get up to 70% LTV on your assets.
Interest rates starting from 9%.

India's Largest SME Credit Marketplace. Secured Business Loans from 15 Lakhs to 40 Crore.

starsMinimum Loan Requirements


Your business must be registered and have been trading for at least 2 years.


You should not have any defaults or delays on your existing EMIs.


You must be at least 23 years old.


You must have collateral or security to pledge.

We Enable You in Three Simple Steps:

Verify your mobile number through OTP.
Complete your basic details and get registered in our system.
Take our survey to find out whether you are eligible to get a loan. This takes 5 minutes.
Provide key information about your financials. You will need access to your company’s numbers so you can fill out the sales, profit and loss details and tell us about how much debt you already have.
Provide your consent for us to do a soft pull of your credit score.
Get a clear yes or no on your eligibility right away. Zero Risk to your credit score.
If you are not eligible, get to know why.
Depending on the type and size of the loan you are looking for, we will explain which additional supporting documents you need to upload to complete your application.
If you can't upload all your documents right away, don't worry. You can always log in later and upload the remaining required documents.

starsWhat Type of Secured Business Loan is Best for Me?

We help you find the right business loan, whatever your requirements, wherever you are in your journey.

Secured Business Loan

For an SME that has access to assets that can work as security for a loan, a secured term loan is a practical alternative to unsecured loans. When you pledge collateral for a loan, you can get access to a higher loan amount as well as an attractive tenure. The interest rate for a secured term loan for business is lower compared to loans that are collateral-free.

If you are a manufacturer, trader or an online or offline retailer with assets to pledge, a secured term loan could be the right business loan choice for you.

Loan Amount

Borrow from 15 Lakhs up to 40 Crores

Repayment period

Up to 20 years


Interest rates starting from 9%


Longer repayment terms than unsecured loans

Lower interest rates

Larger loan sizes

Apply Now

Loan Against Property

When an SME business owner has a valuable personal or business property in their name, it can be used as collateral to help secure a loan. A loan against property(LAP) can be used to meet your business financing needs by pledging your property papers as security. The loan can be used to meet long-term funding needs, expansion plans, buy new property and equipment or refinance existing loans. Our lender partners’ LAP options are flexible, easy and quick to secure.

Loan Amount

Loan of up to 70% of the value of your property.

Repayment period

Up to 15 years


Interest rates starting at 9.5%


Cost effective loans

Easy to secure

Longer repayment terms than most other loans.

Apply Now

Secured Working Capital Loan (OD/CC)

Loans are not just for long-term or capital requirements. SMEs may face cash flow crunches that hinder their everyday operations. An inability to pay recurring expenses like rent, wages, EMIs or service accounts payables can put a strain on the business. Our lender partners’ working capital loans provide you with the funding support to keep operations running smoothly even during a low revenue period.

Loan Amount

Borrow from 15 Lakhs up to 40 Crores.

Repayment period

Varied repayment periods depending on business needs and business financial position


Interest rates starting at 9%


You can streamline your cash flows during a lean business phase with immediate funds

You do not have to sell assets to meet operational expenses

Your business ownership will not get diluted because there is no need to sell a stake to get funding

Apply Now

Loan Refinancing

Businesses can apply for refinancing when they want to save money by getting a better ROI (rate of interest) on an existing business loan. A business can obtain a refinancing deal at lower interest rates if its overall performance has improved either because it has been able to increase its sales or profits, or because it has been able to repay substantial portions of its outstanding debt since taking a business loan. Refinancing options are also available to reduce rates when you switch your loan from a variable interest rate loan to a fixed interest rate loan. 

How We Help: 

  • We evaluate your existing loan (the amount/tenure left/ interest rate) and then compare it with the refinancing options that our  20+ leading lenders offer. Our lending matching algorithm takes into consideration the principal amount that is outstanding, the tenor, interest payments, prepayment penalties and processing charges to determine whether we can get you a better option than the one you have today
  • If we can get you better terms, we will do all the work to get your refinancing. If we can't, we will let you know at no risk to your credit score. We also do all the work and don't charge you fees


Reduce your cost of financing

Improve your cash flow

Borrow additional cash

Apply Now

Documents You Will Need to Get Your Secured Business Loan


Personal KYC


Business KYC


Bank Statements/Financials


Residential Address Proof

  1. Individual KYC- PAN Card & Aadhar Card
  2. For female applicant: male co-applicant KYC required
  3. GST Registration Certificate (mandatory) & YTD GST returns for last 12 months
  4. Business PAN Card other than sole prop.
  5. For partnership firm Partnership Deed is required
  6. Last 12 months business Bank Statements for all bank accounts (Current Account, Savings Account, CC/OD)
  7. Last 3-year ITR acknowledgement & computation of income
  8. Last 3-year audited financials (Balance Sheet, P&L and notes to accounts)
  9. Provisional Financials 31st March 2021
  10. Collateral documents
  11. Proof of property ownership

  1. All Directors PAN Card
  2. All Directors Aadhar Card
  3. For GST registered companies- GST Registration Certificate(mandatory)
  4. Company PAN Card
  5. Certificate of Incorporation
  6. Memorandum of Association (MOA) and Article of Association (AOA)
  7. List of Directors & latest shareholding pattern on company letterhead
  8. Last 12 months business Bank Statements for all bank accounts (Current Account, Savings Account, CC/OD)
  9. Last 3-year ITR acknowledgement & computation of income
  10. Last 3-year audited financials (Balance Sheet, P&L and notes to accounts)
  11. Provisional Financials 31st March 2021
  12. Collateral documents
  13. Proof of property ownership

starsOur Enabled Borrowers