Profitable Lending.
Enabled Simply.

We do the heavy lifting so you can do the decisioning.
Save time, money and reduce risk by partnering with us.

Award-Winning Technology

Get Credit Qualified Leads.Enabled Simply.

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Effective Origination Enabled.

Imagine a world where your approval rates go up to 99%.

Reduce processing time from 4-6 weeks to 3-4 days.

Stop wasting time and money on SME applicants you can’t underwrite.

The Bank of England published a report on 'open data for SME finance' in March 2020, stating that there was £22bn funding gap for small and medium-sized enterprises (SMEs) across the UK in 2019.– Source: Bank of England - An Open Platform for SME Finance

Profitable Lending. Enabled Simply. lenders-journey

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Fully Digital Origination.

Quickly generate a set of pre-qualified leads. Automatic pre-approved candidates aligned to your risk profile.

Easy Lending. Enabled Simply.
Tools for Origination and Credit Assessment.

Loan Eligibility Assessments.

Loan eligibility assessments at the click of a button.

Accurately and reliably calculate the total absorptive capacity of a borrower based on reliable financial forecasts and objective criteria.

Achieve a 99% efficiency improvement in the time it takes your credit analysts to complete a capacity to pay assessment on a loan.

Reduce mistakes and remove subjective determinations from the assessment process.

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Robust Peer Comparisons.

Quickly compare the financial strength of a particular borrower against their peers for accurate loan pricing.

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Better Risk Management.Enabled Simply.

We understand how difficult it is to stay on top of the sector trends that might impact on your borrower's ability to repay.

Imagine a world where everything you need to manage risk in your SME book is available on a single dashboard and where absolute losses can be reduced by up to 20%.

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The percentage of SME loan rejections yearly in the UK is 17%.– Source: OECD - 'Financing SMEs and Entrepreneurs 2020' Report

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Portfolio Optimisation.

Easily evaluate overall portfolio credit quality in light of changing sector dynamics, receive real-time notifications tailored to your portfolio to let you know when changes in sector credit quality occur so that you can reduce the probability of Non-Performing Loans.