Profitable Lending.
Enabled Simply.

We do the heavy lifting so you can do the decisioning.
Save time, money and reduce risk by partnering with us.

Award-Winning Technology

Get Credit Qualified Leads.Enabled Simply.

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Effective Origination Enabled.

Imagine a world where your approval rates go up to 99%.

Reduce processing time from 4-6 weeks to 3-4 days.

Stop wasting time and money on SME applicants you can’t underwrite.

The Bank of England published a report on 'open data for SME finance' in March 2020, stating that there was £22bn funding gap for small and medium-sized enterprises (SMEs) across the UK in 2019.– Source: Bank of England - An Open Platform for SME Finance

Profitable Lending. Enabled Simply. lenders-journey


Fully Digital Origination.

Quickly generate a set of pre-qualified leads. Automatic pre-approved candidates aligned to your risk profile.

Easy Lending. Enabled Simply.
Tools for Origination and Credit Assessment.

Loan Eligibility Assessments.

Loan eligibility assessments at the click of a button.

Accurately and reliably calculate the total absorptive capacity of a borrower based on reliable financial forecasts and objective criteria.

Achieve a 99% efficiency improvement in the time it takes your credit analysts to complete a capacity to pay assessment on a loan.

Reduce mistakes and remove subjective determinations from the assessment process.


Robust Peer Comparisons.

Quickly compare the financial strength of a particular borrower against their peers for accurate loan pricing.


Better Risk Management.Enabled Simply.

We understand how difficult it is to stay on top of the sector trends that might impact on your borrowers' ability to repay.

Imagine a world where everything you need to manage risk in your SME book is available on a single dashboard and where absolute losses can be reduced by up to 20%.

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The percentage of SME loan rejections yearly in the UK is 17%.– Source: OECD - 'Financing SMEs and Entrepreneurs 2020' Report


Portfolio Optimisation.

Easily evaluate overall portfolio credit quality in light of changing sector dynamics, receive real-time notifications tailored to your portfolio to let you know when changes in sector credit quality occur so that you can reduce the probability of Non-Performing Loans.